Resource Directory

Financial Planning

Beneficent

Services: Learn how to pay for long-term care. Free Consultations – Certified Medicaid Planners offer free consultations for those who want to explore their options for paying for long-term care—specifically utilizing Medicaid or VA Aid and Attendance. Completing Applications – Beneficent Case Managers will guide you through the application process, avoiding common mistakes and ensuring success until approval. Lump Sum Report – If a current Medicaid or VA applicant sold a home or received a lump sum of cash and is worried about losing their long-term care benefits, we outline strategies to preserve the cash and retain benefits. Free Learning Events – Complimentary learning events about Medicaid and VA Aid & Attendance benefits for senior care providers and industry partners.

Cost: Free 1-hour consultation. During the consultation, we will discuss our flat fee or provide instructions on how you can qualify for Long-Term Care Medicaid or VA Aid & Attendance, if you want to apply on your own.

Eligibility: Must be over the age of 65 or a disabled adult. An applicant must earn less than $9,000 in monthly income; spouse income is not included. Require assistance with at least 2 activities of daily living – bathing, dressing, eating, or using the toilet. Serves Pitkin, Eagle & Garfield counties.

Financial Empowerment Center (FEC) of the Rockies

Services: One-on-one professional financial counseling to help individuals reduce debt, improve credit, build savings, and strengthen long-term financial habits. Bilingual services (English/Spanish) are available. Counselors can support clients to: Find the Right Bank: Choose the best bank account and build safe banking habits. Take Control of Debt: Create a realistic plan to reduce or eliminate debt. Start Saving: Build emergency and goal-based savings. Build Better Credit: Understand and improve your credit score and history. Manage Your Money: Develop a personalized budget and better financial organization. Achieve Life Goals: Plan and prepare for major milestones like buying a home, going to college, or starting a business. Spanish services.

Cost: All services are 100% free of charge. No fees, insurance, or proof of income required.

Eligibility: Open to any adult (18+) who lives or works in the Pitkin, Garfield, or Eagle counties. Appointments are required. No walk-ins accepted. Make an appointment online, Email for referrals and inquiries: coaching@savingscollaborative.org

Elevar

Services: Elevar is a leadership development program that provides community development through grantmaking and program-related investments to emerging entrepreneurs from the Latinx and people of color communities. Spanish services.

Cost: Free

Eligibility: We are looking for early-stage entrepreneurs from the BIPOC (Black, Indigenous, People of Color) community. “Early stage” means that you are in your initial stages of operation, growth, and product or service development. You may still be refining your concept, conducting market research, and/or building your minimum viable product (MVP). Cohort applications open annually around November/December. Serves Eagle County.

High Country Volunteers Tax Assistance Program

Services: Certified IRS volunteers prepare and e-file Federal and State income taxes for individuals and families with incomes less than $67,000. This program runs February through April 15th. Appointments available in Glenwood Springs, Rifle, and Parachute. Spanish services.

Cost: This program is free of charge.

Eligibility: Individuals and families with incomes less than $67,000. Serves Pitkin, Eagle & Garfield counties.

Savings Collaborative

Services: Bilingual Savings Club – help with benefits, including monetary incentives on savings, microloans for emergencies, a personal ambassador, individualized financial coaching sessions, and a multilingual savings app with real-time feedback and goal-setting tools. Spanish services.